This Carlyle model is the largest single family home available in Divosta’s VeronaWalk community. It offers over 2,500 square feet of spacious living space and includes 4 bedrooms, 3 full baths, a living room, family room and a formal dining room.  Outdoors you will enjoy the kidney-shaped pool and the large screened lanai with premier wide water location.  The community includes: beautiful walking paths and bridges that surround the lakes, community center with fitness center, lap pool, separate resort pool, tennis pavilion, 8 lighted tennis courts, lighted basketball court, bocce ball court, tot lot, lakeside gazebo, car wash, gas station, café, market, post office, beauty salon, bank with ATM, card room, multi-purpose rooms, library and catering kitchen. When you do venture outside this premier gated community, you will find that you are only 10 miles away from the lovely beaches, great restaurants and fine shopping of both downtown Naples and Marco Island.

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Great low density beachfront building. Only 48 units. This unit had an awesome facelift by a decorator last year. New designer carpeting, crown moulding, paint, granite counters, glass tile backslpash, breakfast bar,  stainless appliances by LG (refridgerator not in yet), new A/C and bathroom updates.  Large unit with lovely screened in 10x18 lanai.   Building has guest suite, extra storage, exercise room, BBQ, car wash,  new roof, rails, driveway, lobby, halls, pool area, and has recently been painted.

Eagle Creek will always remain an uncrowded, intimate community where you can get to know your neighbors, and enjoy the superb amenities to your heart's content. Overlooking the tranquil waters of Crystal Lake, this wonderfully open & spacious award-winning Glenmore floorplan featuring 8' doors & 9' ceilings, 3 bedrooms plus an office, 3 1/2 baths, will sell itself.

Beautifully upgraded & furnished Dockside condo with calming views of Smokehouse Bay and colorful sunsets.

Gorgeous open bay views of Smokehouse Creek. Perfect south exposure for a sunny pool. Super fast direct access boating with 176’ waterfront. Wonderfully updated home with large custom kitchen & 3 lovely updated bathrooms. 3 separate wings. 4th BR features custom office built-ins. Handsome huge paver lanai. Fully storm shuttered.

• Handsome pattern crete circle drive & beautifully landscaped on prestigious cul de sac

•  Double door entry opens to gracious Foyer & Living Room

•  Great home for entertaining!

•  Inviting Dining Room features wall of sliding glass doors that open to front porch

•  Wonderful custom large Kitchen ideal for lots of guests to participate in food prep. Loads of pretty Corian counters for serving at a party. Raised panel cabinets with handy pullout shelves. Big breakfast bar. Great island also includes built-in desk with file drawer. 2 large walk-in pantries. Pass-thru to great lanai bar. (Outside bar is plumbed for sink)

•  Family Room features pocketing sliders, mirrored wet bar, built-in entertainment center & splendid bay view

•  Master Suite enjoys private wing & loads of space with room for 2 queen beds.

•  Your lovely updated ensuite bathroom offers his and hers walk-in closets, pretty his & hers vanities, bidet & new commode, walk-in shower with seat, master linen closet.

•  2 separate private Guest Wings each offer a lovely, spacious Guest Bedroom with its own updated Guest Bath with pretty raised panel vanities, new commodes & glass tub/shower enclosures

•  4th Bedroom features complete custom built-in office

•  Large Laundry Room features built-in storage cabinets & laundry tub

•  Oversized 2 ½ car garage has built-in shelves & attic storage

•  Central vac. Hidden floor safe. Storage galore.

•  Large Lanai features handsome paver pool deck, lanai bar for entertaining, inviting heated pool with pebble crete finish, 3rd full bath opens to lanai as pool bath, glorious bay views & perfect S exposure for a sunny pool

•  Dock will accommodate 44’ yacht plus

•  Lift accommodates deck boat plus jet skis or kayaks.

•  176’ waterfront for your fleet

•  Fully protected with excellent accordion storm shutters

•  Best buy view home in the Estates

Prime top floor corner residence with Gulf & skyline views. Great floorplan (1278 sq ft AC- 1558 sq ft overall) 325 sq ft larger overall than the inside units with 48 ft long wrap-around terrace & 141 sq ft more AC space. Prime location one short block to the South Beach Access, yet NOT on Collier Blvd so very quiet.

Enjoy captivating Marco River views from this 4 bedroom/3 bath Divco home with 172 ft of
seawall. Numerous upgrades have enhanced the spacious 3,357 square foot living space.
The second floor is totally dedicated to the master suite, with its own private balcony perfect
for enjoying the view of the large pool and River.

Premier 10th floor front residence in the splendid Tampico offers 

gorgeous SW views of the emerald Gulf, sandy beach & sunsets.  

Excellent split 3 suite- 3 full bath floorplan features 3 terraces including 

spectacular 23’ X 20’ grand terrace. Enjoy the treasured privacy & 

beach location of the Tampico plus all the amenities of Cape Marco.

Enjoy stunning Gulf of Mexico and Caxambas Pass views from this updated 2 bedroom 2 bath condo with charming and casual furnishings included. All new tile and carpet thru-out. Kitchen features all stainless steel appliances, custom cabinets and Corian countertops. The master bathroom has been updated with a new dual sink vanity with a solid surface countertop and upgraded shower. Located at the southern end of the island, Eagle Cay Condominiums is truly a delightful place because of all the amenities and the tranquil setting.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.

If you have not owned a home in three years, you qualify as a first time home buyer.  If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit.  Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify.  It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit.  In other words, you take $7,500 off your tax bill.  But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years.  You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment.  You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year.  If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house?  You pay the balance back at the closing.  So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house.  What happens if you do not make enough money when you sell your house?  They forgive the rest of the debt. 

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you’d like to learn more about this program, please call me!