Awesome price for this updated beachfront unit. Direct west facing slider and windows face south. Granite counter, new vanity, new tile in Living Room (some extra tiles available). Extra closet space and additional storage in building and over garage. Low Density 48 unit building. One bedroom guest suite on premise for extra company. Large pool, exercise room, BBQ by pool, wireless in social room. Building has a beautiful new lobby and upstairs halls, fully pavered driveway, new roof, new rails, newly painted, pool refinished, paver pool deck.

Charming Divco-built home offers light & bright 3 bedroom plus office/den floorplan with lush tropical views for perfect privacy. Best Buy opportunity to enjoy all the amenities & prestigious Hideaway Beach lifestyle!

You will be totally captivated by this architectural masterpiece built by Grand Bay with 5921 A/C sq ft, 5 bedrooms, 4 ½ baths, den/office with custom built-ins, home theatre, 2nd kitchen and elevator. Panoramic views of Barfield Bay as you enter through the mahogany and leaded glass doors, chef ’s gourmet kitchen and great room with fireplace. This Southern plantation also features custom millwork finishing throughout and hardwood floors. Walk directly out to the spectacular lanai with summer kitchen, cypress ceiling, large pool & spa and paver deck.

HTML clipboard Great Location with FAST boating access to the Gulf and Close WALK to the Beach. 141’ of waterfront with perfect SE exposure and wide water views. Larry Taylor custom quality-built home.

You'll love the Key West feel, the lush tropical historic surroundings and your own spacious and charming furnished 2-2 condo. Best of both worlds in Island Living and Rental Opportunity.

Great price for this nicely decorated 2 bedroom with a great view of the beach and private grounds. This unit is 2 back from the beach with lots of privacy. This is an estate being sold "as is" although the seller is not aware of any issues. Gulfview has a newly renovated lobby and social room, parking garage, tennis, exercise room, extra storage and a large pool. Come and enjoy the sunsets.

This bright 3 bedroom/2 bath Golden Gate Estate home has desirable split bedroom floor plan. Pavers lead to the beautiful arched entrance with double doors and transome window. Throughout the house you will find other special touches such as sunburst windows, wooden floors in the bedrooms and ceramic tile in all other areas. The kitchen has stainless double sinks and a built-in corner desk. A paved screen lanai also offers a great place to entertain outdoors.

For the most discriminating buyer. Unsurpassed detailing & beautiful décor in exquisitely appointed magnificent 5 bedroom plus office 6053 sf Slocum-built home. Exceptional custom hardwood & cane-faced cabinetry, granite & marbles in 6 baths, 2 kitchens, 3 wet bars & extensive built-ins. Tropical paradise pool lanai. Spectacular windows & gorgeous S bay views. Superior epicore construction- finished basement- vast storage. 3 car garage. 184’ waterfront accommodates protected dock & unobstructed bay views.

Spectacular Southwest front unit with forever views of Marco Island’s crescent beach, emerald Gulf, Caxambas Pass & colorful nightly sunsets. Views- views- views everywhere in this fabulous light & bright 3 bedroom floorplan with only 4 residences per floor. Exquisite all new Kitchen. Entire luxury Sandpiper building is beautifully renovated.

Wonderful cul-de-sac tip lot with 172 feet of waterfront and wide views of converging waterways. Fast scenic boating access out Smokehouse and Collier Bays to the Gulf. Walk or boat to the fabulous Esplanade for dining, shopping and entertainment. Stroll to the new park. Surrounded by beautiful homes. Short Sale.

If you have not owned a home in three years, you qualify as a first time home buyer.  If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit.  Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify.  It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit.  In other words, you take $7,500 off your tax bill.  But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years.  You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment.  You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year.  If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house?  You pay the balance back at the closing.  So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house.  What happens if you do not make enough money when you sell your house?  They forgive the rest of the debt. 

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you’d like to learn more about this program, please call me!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.